This book is open access and illustrates the spatial distribution of the global change risk of population and economic systems with the maps of environment, global climate change, global population and economic systems, and global change risk. The risks of global change are mapped at 0.25 degree grid unit. The risk results and their contribution rates of the world at national level are unpreced…
This open access book introduces the modern tontine and its applications in retirement and decumulation. Personal financial management in the later stages of life presents unique challenges, and renowned retirement planning expert Dr. Milevsky proposes the modern tontine as a solution. With the goal of guiding professionals and retirees in more efficient decumulation, the book demonstrates how …